The same inflation that will hold your goverment tech 9?
MoM is iflation reduction. Didn`t i said trade is very usefull IF you have that?
How exactly does 1-3% of inflation you aquire as a naval power early on in any way halt your tech speed? Lets just do this little thought excercise: 50% of your income comes from trade. Thus National Trade policy increases your income by 5%. That means you can afford to get 5% Inflation more without feeling any negative consequences than you could if you had taken National Bank instead. Those 5% means 5 years worth of income. National Bank allows you to mint 10% of your income per year. That means that it would take you 50 years of nonstop minting at 10% of your income for the two ideas to even out.
You also have other things to put money on. Army is not the only thing there. But Ok, be my guest.
You get ~3 magistrates per year, so 3 building/yaer, so 150 for LVL 1 building, or 210 for 2 lvl.
So far so good.
My forcelimits are 81, i`m using 71 of that. Maintenance 22 ducats/month 100%, 260/year(assume war)
You dont need to be at 100% Maintenance a year, so decrease that number to 200/year at most.
I also have a number of diplomats, that i may spend ~100 gold on diplomacy.
The net summ is ~570, currently the 1450 year, I`m +3 stability ENG, and i own most of France, my end of the year tax is only 340(so about half of what i would like to have).
You will need to pay around 500 gold a year, not all that much more. But you miss the most impiortant factor: Whats your income? I would think around 1k or so (give or take 200). That means national bank allows you to mint 100-120 gold, as does a MoM. Both sums are nearly enough to finance your endaveours. You dont need both, thats a fact.
And even if you dont have an Inflation reducing advisor, you will only get .1 Inflation per year. Thats not much. Thats not even noticeable and can be burned through free subject slider moves (-.6666 inflation every ~10 years) and an increased income later on.
Now lets just for the heck of it compare NI's and advisors: Both NB and NTP have a corresponding advisor. A lvl 6 Collector gives you +6% Trade Efficiency, i.e. 4% less than NTP. A lvl 6 MoM gives you .12% INflation reduction, i.e. 2% more than NB. By the numbers you can see that either the MoM is overpowered, the Collector is underpowered, NB is underpoered or NTP is overpowered. I heavily go by the Argument that NTP is very strong and NB is weak.
There are 3 resourses in game that are essential. Ducats, Manpower, Magistrates. Enything else can easilly be gained by application of the above 3.
Thats just wrong. There are 2 Ressources in the game: Income and Magistrates. Manpower is created through builidng Land Buildings or conquering stuff.
Ducats are by large created through minting parts of your Income.
You cant really create Income through Magistrates either. There are very few buildings that really increase your income (most LvL 6 Builings, the trade line and part of the production line). The rest moststly gives you some ducats to play with or reduces your cost in ducats.