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Developer Diary #22 – Loans and Debt

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Victoria 2 17560 After Action Reports (AAR)
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Two questions:
-What about landlocked countries? Will these loan or lend? If so, isn't that a major exploit?
-Does money get automatically withdrawn from the lender's funds, or can they choose not to lend money?
 
hey awesome looks to be great,
and Snaake made the complaint im going to make again and probably keep making too, IF a window takes up the whole screen, then you have to stop the whole game to use that. AND as long as youre going for full screen windows, Victoria the first is going to be seven steps ahead of the second.
 
King said:
The National bank with the most available money. However you repay overseas loans in fleet score order.
Click to expand...

So then you can risk that your National Bank will lend money to a country that you are at war with?

Btw, how is loans generaly handled if war "happens?"

Autonaticaly defaulted? Erased? ...?
 
jordarkelf said:
Two questions:
-What about landlocked countries? Will these loan or lend? If so, isn't that a major exploit?
-Does money get automatically withdrawn from the lender's funds, or can they choose not to lend money?
Click to expand...

Landlocked country can both loan and lend, Landlocked lenders are down the pecking the order when it comes to repayment. If landlocked country does default it goes straight to CB.
Money is automatically withdrawn.
 
Dagfinn said:
So then you can risk that your National Bank will lend money to a country that you are at war with?

Btw, how is loans generaly handled if war "happens?"

Autonaticaly defaulted? Erased? ...?
Click to expand...

You don't lend to people you are at war with.
 
and wait, so a country that hates you will lend you the money if its the richist?
even if it has no reason to expect you to be able or willing to pay back because it hates you
 
Orinsul said:
and wait, so a country that hates you will lend you the money if its the richist?
even if it has no reason to expect you to be able or willing to pay back because it hates you
Click to expand...

If you have the money you pay the interest. If they have the largest fleet you must pay them back first.
 
Can the state itself add his funds to the national bank or would that be too much of an exploit?
 
Dagfinn said:
Good. :D

But what if France already have a loan from Germany, and war between them starts?

Will France continue to pay interest? Or is the loan "erased" or put on hold?
Click to expand...

The interest just keeps on being paid. It is not the government you are borrowing form, this is French debt paper that has been bought by Germans.
 
So if you owe money to a country, that you then go to war with, how does this work? Do you automatically default?

And if the country you owe money to is annexed does this mean that your debt with them is wiped? Or does this debt carry over to the person who annexed their territory?

Other than those questions, I am quite pleased with the direction being taken on Vicky 2. Keep up the good work Paradox.

Edit: Ignore the questions that were asked above. Took a bit long to type the post.
 
Gatkramp said:
So if you owe money to a country, that you then go to war with, how does this work? Do you automatically default?

And if the country you owe money to is annexed does this mean that your debt with them is wiped? Or does this debt carry over to the person who annexed their territory?

Other than those questions, I am quite pleased with the direction being taken on Vicky 2. Keep up the good work Paradox.
Click to expand...

You keep paying the interest.

At the moment debts are inherited by the annexor.
 
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