I did not know that.
I'm always running Tengri hordes, so I never bother with Islam in that situation (look, Tengri is +30% to light cavalry, so you can see why I stick with the old gods in this case).
Wait, if MRs don't have decadence, and hordes don't have decadence, then would it make sense to run a horde until it gets boring, then settle as a republic in, say, Constantinople and keep ignoring decadence?
Decadence is a feature of government, not religion since Horse Lords. The only government type that actually has decadence is Iqta so if you're not Iqta you're golden. Not that I'm an expert by any means but as far as I know, the idea of decadence comes from some Islamic philosopher who noticed that your conquering nomads were typically quite zealous Muslims, but after settling down a generation or two later they would become soft, corrupted, sinful, etc. If it was me I probably wouldn't settle down in the first place, but a Horde > Tribe > Merchant Republic is totally viable. Amusingly enough, you won't even see the decadence counter on the interface either if you're anything but Iqta.
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