The penalties are smaller now than they were in earlier betas (3% now vs. 5% before vs 1% in 1.08 vanilla)
Marshall - Your question is hard to answer...and didn't you ask on another thread about the advantages of beta vs. vanilla? At any rate, here's my view.
When the betas first started attacking the TA/TE issue, I was *incensed.* It was pretty much as Mulzer explained - the programmer wanted to focus on multi-player issues and dealing with trade apparently helped him deal with that ... but at the cost of single player play. In earlier betas the AI would positively cripple itself and it wasn't even fun.
Some people persevered anyway, while others stayed with 1.08 vanilla for SP play. (The MPers, honestly, didn't help with their one sentence mantra to just start playing MP.)
In time the penalty was lessened, and more SPers downloaded and used the beta. Now you have a solid core of people who believe the beta is the way to go, being the 'latest' version of EU2... and there are still diehards who play only Vanilla without the betas.
I said to you before and I'll say now: I don't believe you should be playing beta at this time. My reason is simple: You're a relatively new player, and it would be good to learn how the game works before adding bells and whistles. The betas are more complex, the betas have tweaked with game balance, and perhaps most importantly the betas are BETAS. There's no guarantee you'll like what was done.
On each beta Johan (the programmer) lists what changes he made. This is wonderful because it allows us to decide whether we like what he's done. For example, you mentioned in another thread concern about the straits... well, you weren't alone and several people stopped downloading at that point. Others think it adds to the game and have the latest beta, more power to them.
I believe as a new player your best option is 1.08. Play a game or three. FORGET the mods. The mods are wonderful things, but they're also extra bells and whistles you don't need right now. Get the basics under your belt, read all these threads, by all means keep asking questions, and maybe read an AAR or two. THEN you'll understand the game mechanics enough to decide if the betas and mods are right for you.
Personally I finally decided: I'm back to Vanilla after a brief sojourn with the Betas - I like it better. It also lets me play my favorite mod again, bonus. Your decision may be different, that's wonderful ... but I think you need to play a little more before you make that decision.
Think about it.
