Quality/Defensive ideas give +1 army tradition.
Aristocratic gives -1% decay.
Keeping enough forts can give you up to +1 army tradition (super expensive though - one fort of the current technology per 50 development on your nation).
If you're REALLY REALLY desparate, Aristocratic-Espionage gives a -1% decay policy.
Theoretically speaking, with (all of) these modifiers, you have zero AT loss over time, but keeping up a policy is expensive, this requires 4 complete idea groups (3 of which are mil, so if you're doing with group limits you need 5 unlocked), of which one is absolute trash (esp).
You're better off just invading stuff and keeping it up by warfare, honestly.
EDIT: Unless you're a very tradition-based nation. Prussia and Shimazu both get +0.50 AT and -1% decay. For these, just Quality/Defensive keeps them stuck at 50% AT and can sustain up to 70% before getting actual decay. If the money influx is pretty massive, you can use forts' +1 for a natural 70% and a sustained 90% without decay.