MrT said:The formula is easy.
Number of troops surviving when you disband = 100% if you are in one of your realm's provinces when you disband them. If you aren't in one of your realm's provinces then 0% survive and the only troops available to you will be any new recruits who are already waiting at home for you.
Does this mean you can simply conquer one province of a religious enemy and disband your troops there after they are no longer necessary and have 100% of your soldiers back?