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Tigen

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So after a long break from EU4, I come back to find out that in patch 1.6, the ability to offer loans to AI countries was disabled. While this does make sense as this feature was HEAVILY abused prior to this patch for easy overseas CB's, is there any way of re-enabling that ability? I've taken a quick look through the accessible game files and decisions and haven't been able to find much on the matter. Playing as Venice, it doesn't strike me as making much sense that I can't give even a low interest loan to my ally Austria when they are DEEP in debt to a long and painful war with the Ottomans (which I coincidentally profited from greatly amidst the chaos).
 

Lundgreen

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It's pretty awesome in multiplayer, I was playing as Byzantium and loosing to the "evil Ottomans" then the King of France offered a giant loan with a low interest. I took it and raised an army of mercenaries to defeat my enemies = The ottomans ended up paying for the loan, and giving back several Greek areas.

Maybe it was removed because you can abuse it?
 

ringhloth

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It was "removed" because the AI didn't use it well and it didn't really serve any real purpose to have the AI accept/offer them.
The part that's stupid about it is that in the same exact patch they removed it, they added a feature in the accompanying DLC (trade conflict CB) that does the exact same thing.
I didn't know you could get a loan from fabricating trade conflicts.
 

Freudia

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I didn't know you could get a loan from fabricating trade conflicts.

Nearly nobody used it for the purpose of actually offering loans to people. Majority of players play SP and in SP it was used almost exclusively as a CB generator on nations you couldn't get a CB on otherwise. Trade conflict CB does the exact same thing in this regard.