My debit company locked my card and called me the day after i bought something from Gamersgate asking if i knew about it =P. So it seems at least my company is pretty safe about that stuff.
Plus i check my account online once every 2 days or so.....so im pretty secure in using one online.
Ill maybe pre order in mid march or something. Im saving up for a new computer right now....its gonna be a killer rig too liquid cooling and the whole bang...only a slight overkill for this type of game

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Pretty cool company to work with too. Id recommend them to anybody. DigitalStormonline.com. Excellent service and support. 3 year warrenties too...which is great when you choose to let them overclock your stuff for you.