I have noticed this, no matter which AI I beat up in a quick show superiority war, they never have money. The only exception I can think of is the bloated Ottoman income. I'm not considering obvious gold mines like Mali and Aztec. Why does Sweden, Poland, Austria, Spain, France etc never have more than 10 ducats to demand? Are the ai's fielding armies so close to their economic limit that they can't save up money for unique buildings or building mercs in a pinch? Also, when asking for call to arms, it almost always says they are in debt. Why so many loans? Those should only be taken when you are really down. What have you guys experienced as far as this goes