Loans and interest rates in EU 4

[Phelan]

Hi,

do we know how interest rates of loans in EU 4 are implemented?

Because I am playing EU 3 (DW, no mods) right now and got a event modifier of -10% to loans and the tool tip for taking loans showed me 1% interest rate. I thought great, and took two loans. But as the modifier expires 2 months later, the loans are at 11% for the rest of the 5 years. Thats really an annoying implementation. So I hope for EU 4 you get the interest rate guaranteed, until the loan expires. Alternatively put it in the tool tip, that the interest rate of the loan is 11% and only 2 month it is 1%. If I had knew that, I never would have taken these loans.

 

[Paro]

I believe the interest rate is 4% now but i'm not sure how they are implemented.

 

[unmerged(445219)]

Hi,

do we know how interest rates of loans in EU 4 are implemented?

Because I am playing EU 3 (DW, no mods) right now and got a event modifier of -10% to loans and the tool tip for taking loans showed me 1% interest rate. I thought great, and took two loans. But as the modifier expires 2 months later, the loans are at 11% for the rest of the 5 years. Thats really an annoying implementation. So I hope for EU 4 you get the interest rate guaranteed, until the loan expires. Alternatively put it in the tool tip, that the interest rate of the loan is 11% and only 2 month it is 1%. If I had knew that, I never would have taken these loans.

Isn't that pretty much the strategy of every loan commercial on TV? "No interest for the first 60 months!". Then only a measly 15% interest for the rest of your life....

 

[Phelan]

Maybe, but for a game, using fine print is not a good idea!:laugh:

I hope the rates a fixed for the duration of the loan. It would be much clearer and less confusing for the player.