people really need to grow up and get a grip.
if youre worried about 3rd party software, go compare Steam to Origin (especially its launch information)
can you have your credit card info stolen ? yea, doing almost anything online,... oh and by people using card cloners on cashpoints, or looking over your shoulder in shops, thats why you have bank insurance. and aslong as you dont use 1234 or QWERTY or something equally stupid as your password for EVERYTHING, its hardly a problem. i would hope people have moved past that now but you never know
steam combines friends list/shop/game launch platform. if you dont like certain parts of that, turn off the options, you can choose what it displays, and when. instead of raging, try reading some FAQs or forums
most people who hate on steam are the same people who read the Daily Mail/watch Fox News and get their opinions spoon-fed to them. if you have half a brain, do your own research (by which i mean read up and make informed decisions, dont go to your local dispenser of "news" that uses short words and hand gestures to drive its own message for lowest common denominator muppets) and you will realise that while steam is not perfect, it is far from the evil beast squatting in the corner plotting your downfall you seem to think it is.
steam has provided many benefits, driving Cloud, allowing people to maintain multiple installs without disks, especially those who use laptops / travel around a lot. it has also supported and nurtured the Indie community
and its been around long enough now that the hates and whiners have been shown to be just that.. so i refer you to my first comment. its old news, get over it, move with the times. if you really hate the "always on, always available" way the gaming tech is going, i suggest you give up before it gets "worse" as its not going to wind back 10-15 years on your account