For single player? Just make 1 division and call it ''the division'' then take over the world. If you want to be fancy about it, make an armored division as well.
For multiplayer? In my experience, the most skilled players tend to use a wide spectrum of different templates.
Infantry template + 2-3 variation for port defense, amount of artillery and amount of AT guns.
Specialist units. Especially the UK, USA and Japan use marines and Italy tend to always get mountaineers.
Armored templates. small, large, lights, mediums and heavies.
Motorized units to close off pockets
Mechanized to quickly reinforce pockets
Naturally, you don't use all of these in a single game. But over the course of 10 games, i may use up to 15 different templates. Depending on game plan, my opponents and the situation. Btw, i play with a mod were mediums and heavies are more expensive so light tanks are more viable since they are cheaper. We also have more specialist units like jungle and desert troops, so add in that as well.