I think the difference to reloading by process in total and by resigning is less then 1½ minatleast for me (tested on CK2)
But no doubt Ironman mode without any "achievements" would be ok since Johan stated its almost no work at all.
Still I think its funny, that people keep putting up argumentation, about how people would not cheat because 1½ mins is harder than 50 sec reload![]()
I've never really noticed how long exactly it takes for a game to load...there's always laundry to sort or dishes to wash while the game is loading.