Income problem.

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Alright, this might sound dumb but I'm a bit confused here. The income tracker on the game screen shows how much your making per month after all the deductions, right? In my current game it is reading + 3.05 but for some reason my total cash is going down a little more than 2.5 at months change.

In fact my army was just attacked which upped my cost dramatically due to casualties. Suddenly I'm automatically taking a loan to cover shortfall while still hemorrhaging money. Never seen it do that before. Anyone got any idea why this might be?