My rule of thumb for budged is:
1) I mint for 0.1 inflation a year, at most (war times, low reserves) for 0.2. Only extreme situations (workshops available, money desperatly neded for war) legitimate high minting. Note: This are effective values AFTER national bank and master of mint (etc).
2) During the early stage of the game, I tend to balance my yearly budged around +/-0 or minimal gain. This means I am willing to lose money each month, as long as I can live from my census taxes.
3) If you have an army and there is no cause for alarm (high revolt risk, angry warmongering neighbour): Keep army and navy maintance low (not 0%, but rather 10-20% so you get some reinforcements and repairs).
4) Do only trade if you have a chance. Check the compete chances and try to stay in 1-2 CoT first. If you have high infamy or too strong trade rivals, trade can become a grave for your ducats. Can, written that way because most of the time it will provide good income for minors. If you want to focus on trade, try the "National Trade Policy" NI as your first choise and go for free trade.
Looking at your screenshot the general situation looks good. You have 15 census income, so you can easily lose -1 ducate per month. Try to repay that loan asap, it eats 28 ducats per year! Once this is done you should have no monetary problems.
1) I mint for 0.1 inflation a year, at most (war times, low reserves) for 0.2. Only extreme situations (workshops available, money desperatly neded for war) legitimate high minting. Note: This are effective values AFTER national bank and master of mint (etc).
2) During the early stage of the game, I tend to balance my yearly budged around +/-0 or minimal gain. This means I am willing to lose money each month, as long as I can live from my census taxes.
3) If you have an army and there is no cause for alarm (high revolt risk, angry warmongering neighbour): Keep army and navy maintance low (not 0%, but rather 10-20% so you get some reinforcements and repairs).
4) Do only trade if you have a chance. Check the compete chances and try to stay in 1-2 CoT first. If you have high infamy or too strong trade rivals, trade can become a grave for your ducats. Can, written that way because most of the time it will provide good income for minors. If you want to focus on trade, try the "National Trade Policy" NI as your first choise and go for free trade.
Looking at your screenshot the general situation looks good. You have 15 census income, so you can easily lose -1 ducate per month. Try to repay that loan asap, it eats 28 ducats per year! Once this is done you should have no monetary problems.
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