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Cymsdale

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Personally, I avoid falling into the trap of upgrading holdings the instant I have enough money to. Of course you're going to feel like you never have money if you're always spending it. I set a "saving point" based on how large my realm is. At the very start, it's around 500 gold. That means I will never upgrade a holding if it takes me below that amount. Why is this useful? Because it pretty much means I always have cash on hand if an opportunity arises to spend it. A nearby realm is breaking up and I need some mercenaries to grab a quick province? The gold is available, if I needed to save up the opportunity might be lost. I need to sway a fence-sitter into my plot? I have bribe money. Don't spend yourself down to zero unless you are getting an immediate return. A holding upgrade is a long term payoff and you shouldn't be spending everything you have on it.
 

Divi

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Are you suggesting it is bad idea to build cities? And no, you do not need to upgrade the cities you build, your mayors will unless you make it so they cannot.

Cities are a great idea; I usually do half cities half baronies in my counties. But jacking taxes to maximum will make it virtually impossible for mayors to improve them. It's bad in vanilla, it's worse in ck2plus. You'll probably make more money in the long term with medium cities that upgrade (or even just upgrading them) - the relationship penalty from maxing city taxes will probably cut in your tax income anyway. Unhappy burghers are tax evading burghers :p
 

yezhanquan

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Personally, I avoid falling into the trap of upgrading holdings the instant I have enough money to. Of course you're going to feel like you never have money if you're always spending it. I set a "saving point" based on how large my realm is. At the very start, it's around 500 gold. That means I will never upgrade a holding if it takes me below that amount. Why is this useful? Because it pretty much means I always have cash on hand if an opportunity arises to spend it. A nearby realm is breaking up and I need some mercenaries to grab a quick province? The gold is available, if I needed to save up the opportunity might be lost. I need to sway a fence-sitter into my plot? I have bribe money. Don't spend yourself down to zero unless you are getting an immediate return. A holding upgrade is a long term payoff and you shouldn't be spending everything you have on it.

Agreed. You DO need to have reserves in CK2. Besides, what's a liege without a few gold coins in the pocket?

Also, build cities, but tax them lightly. Remember: if the mayors are paying you alot, they don't have a lot left for themselves.
 

Ahaz Flagg

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Cities are a great idea; I usually do half cities half baronies in my counties. But jacking taxes to maximum will make it virtually impossible for mayors to improve them. It's bad in vanilla, it's worse in ck2plus. You'll probably make more money in the long term with medium cities that upgrade (or even just upgrading them) - the relationship penalty from maxing city taxes will probably cut in your tax income anyway. Unhappy burghers are tax evading burghers :p

I leave taxes as they start, never raise them for that reason. I found for me you have 2 choices, taxes or troops. If you got for both, you waste to much time after a new ruler. So, now when a new rulers comes, mostly just takes an honorary title and I am back in taxes. To be fair though, by about 1250 your own holdings can cover pretty much all you need. It is about 1250 when I no longer have to wait for tax income, I have to wait for build times.