giving loan

[unmerged(12550)]

Hi here,

I was wondering how do you people manage to give loans to other countries. Any times I tried it was refused, even with close allies (RM, relation >+190 ...), whatever the rate was (even tried 3 % for 10 or 20 years, the kind of loan I would accept in real life...)

hx for your help

 

[Rex Francorum]

AI generally refuse to borrow from you big amounts. Begin with 10d at 10% they will generally accept. Continue and increase progressively the amount. They should follow you but not always. Try majors and not minors. Majors need a lot of money for war, colonization ,etc.

France and Spain are 2 good customers generally.

 

[unmerged(12550)]

thanks RF , will try. I don't know if it's of any use, was curious about it.

 

[unmerged(13984)]

is it possible to modify the loan acceptance mechanism?

 

[Stonewall]

In over 2 years of playing I have NEVER been able to get a computer controlled country to accept a loan of any size under any circumstances. Even when a major nation is at war and losing I can't even give them money (loan at 0% interest).

To be completely fair, I have never made giving loans a priority either.

 

[unmerged(11600)]

I've never had a loan offer accepted either, but I don't think I've ever tried giving it to a major. I've wanted to set it up with a vassal so it would come due after I plan on asking them to be annexed, hoping that not having to pay me back would help convince them to be annexed. Guess I'll never know....

-Pat

 

[saskganesh]

my experience is that friendly nations are more likely to accept a loan and that if they are in a war, they are even more likely (they need the money). if you start small (10) gp , you can make them build indebtedness up over time (as their economy collapses).

there's some amusing strategies elsewhere on the forum for being a banker nation. takes some patience, but it can pay off big, however, i dont think most players are open to the kind of style of gameplay. i know im not.

 

[unmerged(11600)]

Originally posted by saskganesh
there's some amusing strategies elsewhere on the forum for being a banker nation. takes some patience, but it can pay off big, however, i dont think most players are open to the kind of style of gameplay. i know im not.

I'll have to try it some time; I've always wanted to play the Germans in Conquistador . Maybe in my next game, playing Austria, and I could be lending to both Spain and France while they fight each other .

-Pat

 

[Rex Francorum]

The system works

I am playing Saxony (GC, normal/normal). I loaned 20d to these countries the first time I submitted the proposal:

France (even 30d!)
Holland
England
Portugal
Turkey
Sweden
Russia
Austria

The conditions? 20d at 10% for 300 months. All of these accepted.
I do not have great relations with everyone. France, Portugal and Turkey are a bit over neutrality.