IS there a foreign transaction fee for buying items from the Paradox store in the US? I know the prices are in USD but BOA the scumbags they are have hit me with one before from other stores?
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We don't charge such a fee, no. Whether your financial institutions does is up to them.
Ended up calling the bank, they weren't sure because it was a swedish company, but in the end didn't get charged. Now $100 poorer 
You finally got your golden bar though.Ended up calling the bank, they weren't sure because it was a swedish company, but in the end didn't get charged. Now $100 poorer
And good to hear you didn't end up having to pay a fee. Though it being in USD it would be illogical for there being a fee, since you don't have to do any currency conversion.
You finally got your golden bar though.
And good to hear you didn't end up having to pay a fee. Though it being in USD it would be illogical for there being a fee, since you don't have to do any currency conversion.
Bank of America it's highly illogical, and it only took me a decade to get the bar
Speaking of Highly Illogical woke up today with a $4 Foreign Transaction Fee :/ Bank of America is really the worse
Sounds terrible. And I really can't see any reason for charging a fee given that the transaction is in USD. Then you might as well charge a fee from purchasing from say Tiffany's or some other American company. Also sounds like a great "scam"; wouldn't be surprised if they make hundreds of millions if not billions a year on this fee.
Perhaps you should think about changing bank.
This is far from the only bad thing I've heard about BoA. (Fortunately we don't have any such shady banking business here; heck until a few decades ago all banks were still extremely friendly towards each other. As for instance seen in how when credit/debit cards were introduced in 1983 all banks went together and made a common one which was valid for all banks and 100% free to use. Said debit card still exists by the way, is what pretty much everybody uses, and can be used everywhere.)
Apparently the they claim that the Paradox store is internationally coded in there system as residing soley in Stockholm. So they justified it that way. I just told them I would take my business elsewhere then and they credited my account. Maybe someone at Paradox can either a fix this with the Banks or put a warning in the store or on the faq?
- Jul 1, 2015
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This is actually correct. We don't have offices around the world so any transaction made goes straight to us (which is why sometimes users get payments refused as per this article).
Many companies have local offices or "payment hubs" where transactions go to before being rerouted to the country of origin. We don't (due to a variety of issues) and as such some banks will charge and international transaction fee (though at least here in Sweden that's quite rare).
I think this info should be more easily accessible as there are some confusion. Even my bank thought there wouldn't be a charge. Maybe add this info to the FAQ? In a warning on the payment page? I know it might scare off some customers. But if I would of known I would of just used my travel card and saved the hassle.
I understand why you don't want a local office in the US though.