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theJalden

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Might seem like a small change, but I find it annoying how you have to pay interest twice on a loan. Once while the loan is outstanding, and again when you pay back the loan. I suggest that you should be able to pay back the loan for the price that you got it, while you pay interest on the loan over time, possibly at a rate dependent on inflation.
 
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Maq

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I believe you don't pay the interest twice. It's only that if you choose to pay earlier you still have to pay the same interest at once as if you waited till the loan is due and paid the interest monthly. In short, re-paying loans prematurely brings no benefit.
 
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