Does bankruptcy affect morale?

[Riekopo]

Because the game says it does in one tooltip, but I can't verify that it does.

 

[Asiak]

I believe it does but I've also never verified it.

Edit: I mean I've never verified it scientifically. But there is a vague memory of loosing a battle I should have won and maybe I floated over the morale of the troops or the flanks in battle. But something made me realize oh yea I'm bankrupt and they know it.

 

[dezuman]

Negative money gives a hefty debuff to morale if I recall correctly.

 

[Azarias59]

Yes.

 

[Sergeant Flutter]

I know that it'll make mercs turn on you, destroy your vassal's opinion of you, and hinder you ability to fight.

 

[Riekopo]

Okay where does it show you that morale is lower because I can't find it. I'm not convinced.

 

[Azarias59]

Okay where does it show you that morale is lower because I can't find it. I'm not convinced.

Pretty sure that it's a modifier somewhere.

 

[Humanoid Typhoon]

I just did a few tests and I can't find a single difference in anything related to armies. Total army morale, defence values and even movement speed remains unchanged. The only indication is the notification that appears up top. It does still affect your armies though.