I should have highlighted this better, but I was principally questioning how a lightly armed, poorly trained and even more poorly coordinated militia/insurgency is any more likely to succeed in the USA than in any other nation where it actually occurred. History has shown time and time again that in conventional conflict, the lightly armed and poorly coordinated insurgents are unable to resist traditional warfare (albeit are very successful at striking occupying forces).
Well one huge difference between your comparison of typical occupied countries compared to the US, other than the already noted fact it would never be a real "oocupation." The US has huge gun ownership rates and back then it was even easier to find a place to shoot and practice marksmanship. So plentiful weapons plus above average marksmanship, plus fiercely independent minded people, and the fear of a Rape of Nanking would ensure quite a lot of motivation.
I think it would play out like this. At first it would be small groups of armed men/women from community groups, churches, Veterans of Foriegn Wars, etc. Then the US would try to incorperate them into their military structure, or at least strategy. They would be badly needed as I think a great deal of the people drafted by Roosevelt before WW2 were in the Pacific fighting off Japan as it was, like the Phillipines. Not completely sure on that, but I think it was the case.