Bonds? I've never earned more than 3.0 in state bonds and that was as Russia were my capitalists were gaining 2.5 million pounds a weak (or 2500...)
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Yeah, the bond system is not exactly the best way to get income, especially with the bond income getting halved each January 1st (unless this doesn't happen in the expansion, it certainly does in 1.4). But if you are stuck with having aristocrats, and have to let your upper classes get money so your capitalists actually build stuff, then the toffs will be getting large cash reserves, and some bond income would be better than just seeing them pile up huge amounts of cash that you can't get at.