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And yet I have never once, in all my games as Prussia, Russia, Austria, and the Ottomans, recieved anything other than Monopoly and Oligopoly. My bad luck then, I suppose.
Monopoly structure has a nice advantage for upgrades. I have a polygopoly structure and the upgrades are more expensive than the factory. Now I am having to create POPs instead of placing the factories in my highest immigration zones.
As for the steamer factories, you are right; monopoly sucks. Sometimes I build the steamers before I get the tech.