Yea and when they reach the capital early in the war, they can simply click 2 buttons to take it. 1 if they don't have any cannons...The enemy has to reach the capital first.
I can say with confidence this is the least of the problem with the current AI debt spiral, if you could even call it a problem.I‘ve noticed that the AI never mothballs its capital fort, which should be the first thing to do as it is the only fort that has always got a partly manned garrison.
Ah ok I get it. For big nations I would agree with your points...I see your point for OPMs and small nations @Deliberus so let’s not enlarge upon it. In general though I do think that the AI can easily safe ducats without endangering its security simply by mothballing its capital fort during peace time. After all, it even mothballs border ports when neighbouring an ally.