As far as I see it, having a holding of wrong type (like a city or temple for feudals) should impose a -75% reduction of garrison and levies (and I guess the reinforcement rate is relative and therefor reinforces 75% slower, too), but currently it's much worse:
On the first and second of each month, 3/4 of the current soldiers disappear.
Example:
As a feudal ruler, I have put my eyes on a church with 1k garrison and 871 levy.
I revoke it and it has 252/252 garrison and 218/276 levy - so far so good (Well, should be 276/276 but that's minor, I guess), that is the due penalty because church soldiers say to themselves: No, for that guy, I won't work. Anyway:
It's 1st march, the numbers drop to 131/252 and no levy. The displayed reinforcement rate is 15/month
2nd of march the number drops to 33/252.
In April it's 22 garrison on the 1st, then 6 garrison the rest of the month.
All further months, it's15 garrison on the first and 4 the rest of the month.
On the first and second of each month, 3/4 of the current soldiers disappear.
Example:
As a feudal ruler, I have put my eyes on a church with 1k garrison and 871 levy.
I revoke it and it has 252/252 garrison and 218/276 levy - so far so good (Well, should be 276/276 but that's minor, I guess), that is the due penalty because church soldiers say to themselves: No, for that guy, I won't work. Anyway:
It's 1st march, the numbers drop to 131/252 and no levy. The displayed reinforcement rate is 15/month
2nd of march the number drops to 33/252.
In April it's 22 garrison on the 1st, then 6 garrison the rest of the month.
All further months, it's15 garrison on the first and 4 the rest of the month.
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