To outcompete merchants from your own CoT where you have a monopoly, do you have to send merchants manually or do autosend work for that? (With full mercantilism)
!. Are interest rates fixed the moment you take a loan?
Preferably you don't take loans but with some weaker nations with bad start sliders your hand is forced sometimes. I hired a banker to take a 5th loan at 9% to repay all of my already extended other 4 loans in that same year. But when I checked the ledger, all of my loans were listed as 9% all of a sudden. I was onder the impression that once the loan was signed, the interest rate was fixed and you could safely sack the banker, was this wrong?
Those 5 and later 4 loans in the same year were to defeat Sweden (playing Norway). And while I effecivly wingclipped them. (Took 3 provinces and forced release of finland in the peacedeal.) Its very hard to make money as Norway
2. Is a settlement policy worth it if you don't have other needs for the colonists? Home culture is nice but the 8% revolt risk is annoying, unless ofcourse this disappears after the culture shifts. Then again the -.10 magistrates...
3. will decisions like the policy remain in place if I shift national focus? I know land reforms do but still..
1. Banker reduces your interest category when you pay your monthly fee. It's not fixed after you take up the loan probably so that players don't do something like you did, and being able to hire a banker after they accidentally take up a loan.!. Are interest rates fixed the moment you take a loan?
Preferably you don't take loans but with some weaker nations with bad start sliders your hand is forced sometimes. I hired a banker to take a 5th loan at 9% to repay all of my already extended other 4 loans in that same year. But when I checked the ledger, all of my loans were listed as 9% all of a sudden. I was onder the impression that once the loan was signed, the interest rate was fixed and you could safely sack the banker, was this wrong?
Those 5 and later 4 loans in the same year were to defeat Sweden (playing Norway). And while I effecivly wingclipped them. (Took 3 provinces and forced release of finland in the peacedeal.) Its very hard to make money as Norway
2. Is a settlement policy worth it if you don't have other needs for the colonists? Home culture is nice but the 8% revolt risk is annoying, unless ofcourse this disappears after the culture shifts. Then again the -.10 magistrates...
3. will decisions like the policy remain in place if I shift national focus? I know land reforms do but still..
National focus knocks the MttH down to 37.5 years, actually.The downside (and upside) is that nothing can reduce or increase its MTTH as opposed to the Cultural Assimilation event.
Just how likely it is that the every-N-days siege check will succeed. http://www.paradoxian.org/eu3wiki/Siege has the gory details.I've got a question about leaders' siege modifiers. Just what does it affect, precisely? Does the siege modifier affect how long a regular sit-and-wait siege lasts AND the effectiveness of assaults? Or is it just one or the other . . . ?
But what if you then move your capital to say one of the Windward/Antilles islands which you managed to get to a base tax 8 thanks to those colonization events. Would South America go back to being overseas?
Depends on what version you're running. Originally it was fixed; in more recent versions the rate changes to avoid the banker exploit you describe.!. Are interest rates fixed the moment you take a loan?
When you get core on the province, you lose the modifire thru an event, if you are outside empire, you can just remove province from the empire.
Ah, thank you. I suppose that makes sense.
I might pull my whole nation out of it, (a blobbed Austria).
Nothing it is "unlawful" for me! I'm the source of the law...
Worst ever if I taken that land via Royal Marriage in a total legal way...
nah, statements like that only lead you to the Dark Side!